摘要
目前,物流行业在我国飞速发展,许多中小物流企业也随之发展起来,但是随之而来的融资问题却严重制约着中小物流企业的成长。关键原因是现行的商业银行的信用评级指标体系并不适用于中小物流企业。文中通过分析了目前中国农业银行的中小企业信用指标体系的优缺点,以及建立适用于中小物流企业的信用评级指标的紧迫性,提出这一评级体系需遵守的基本原则、主要影响因素以及评级后事项,最终实现中小物流企业融资的科学化管理。
At present,logistics firms develop rapidly,but middle and small logistics firms have a difficult in financing, which restricts their development. The key to solve this problem is to build a practical credit rating system. This paper analyzes the merits and demerits of Agriculturak Bank of China＇s credit rating system, the necesity of credit rating system, proposes relevant basic principles,major influence factors and matters needing attention after ratings,for scientific management of middle and small logistics firm financing.
作者
杨斐
周石鹏
YANG Fei ZHOU Shi -peng(University of Shanghai for Science and Technology,Shanghai 200093,Chin)
出处
《物流工程与管理》
2017年第5期12-14,23,共4页
Logistics Engineering and Management
关键词
信用评级
物流
中小企业
credit rating
logistics
middle and small firms
