摘要
《侵权责任法》出台后,医院赔偿金额逐年加大,造成经济压力加重,国家为此推行了医疗责任险。此外,部分医院引入手术意外保险,以图减轻出现手术意外后的患方经济负担,减少由此引发医疗纠纷。由于保险与医疗分属两个系统,致使大部分医师对两者混淆不清。本文通过对我国这两种保险进行对比分析,以期让更多人了解并加以推广之,从而减少医患冲突,减轻医院经济压力。
Non-fault,unpredictable surgical accident will inevitably occur during surgical operations.Medical dispute cases are increasing,after＂ Tort Liability Act＂making public,the amount of compensation gradually increased in hospitals,resulting economic pressures increased.In order to solve the economic pressures of hospitals,the state promotes the medical liability insurance.In addition,some hospitals are using surgical accident insurance,in order to mitigate the economic pressure of surgical side,at the same time reduce some medical disputes caused by economic pressures.However,insurance and healthcare belong to two systems,so most of the medical staff are confused.Through analyzing their difference,this article wants more people to know about the two health insurances,and promote them,in order to reduce conflicts between doctors and patients,alleviate hospital economic pressure.
作者
王卫东
宋科
李志远
Wang Weidong Song Ke Li Zhiyuan(Fuwai Hospital, CAMS＆PUMC, Beijing 100037, China)
出处
《中国卫生法制》
2017年第3期58-60,共3页
China Health Law
关键词
手术意外险
手术意外
医疗纠纷
医疗责任险
Accident insurance of surgery
Surgical accident
Doctor-patient conflicts
Medical liability insurance
