摘要
基于西部地区10省市、2703份有效问卷,运用Probit模型实证新型农业经营主体对P2P网络借贷的接受意愿。结果显示:户主禀赋变量、家庭特征变量和区域特征变量会对新型农业经营主体接受P2P网络借贷产生影响,在户主禀赋变量、家庭特征变量和区域特征变量方面具有优势的新型农业经营主体更容易接受P2P网络借贷,而种养殖业专业大户、家庭农场、农民专业合作社和农业龙头企业等四类新型农业经营主体对P2P网络借贷的接受意愿并无本质差别。
Based on 2703 valid questionnaires in 10 provincial units of western China,this paper uses the Probit model to analyze the new agricultural management entities＇ willingness to accept the P2 P lending. The results show that the differences in the variables of householder talents,the regional characteristics and the family characteristcs can influence the new agricultural management entities＇ willingness to accept the P2 P lending,and those that have an advantage in these three variables are more likely to accept the P2 P lending. What＇s more,no essential difference is found in the willingness of the following four types of new agricultural management entities to accept the P2 P lending： the professional farmer,the family farm,the farmer cooperatives and the agricultural enterprises.
作者
鲁钊阳
LU Zhaoyang(School of Economics,Southwest University of Political Science and La)
出处
《财经论丛》
CSSCI
北大核心
2017年第2期58-66,共9页
Collected Essays on Finance and Economics
基金
国家社会科学基金资助项目(14CJY049
13XJY025)
第53批中国博士后科学基金面上项目(2013M530389)
