摘要
我国现行基本医保制度在运行中出现了福利化、失衡化和难以持续等等,而解决上述问题的关键在于以精算平衡原则重构我国财政支持下的医疗保险制度体系,确定保险运营的基本要求和理念,并通过政府补贴进行基本服务均等化水平的提升和保障。本文尝试在精算平衡原则的框架下提出财政支持下的医疗保险制度改革的相关建议。
There are main problems in the work of the present fundamental medical insurance system, which are the welfare problem, the unbalanced problem and the unsustainable problem. To solve these problems, what counts is the reconstruction of public finance-sponsored medical insurance system, the definition of the basic requires and ideas in the work of the insurance system, and the improvement and guarantee of the level on the equalization of basic public health service by government subsidies. This paper is intended to put forward some advice on public finance-sponsored medical insurance system reformation in the framework of the actuarial equivalent principle.
作者
赵正堂
吴江平
Zhao Zhengtang Wu Jiangping
出处
《财政研究》
CSSCI
北大核心
2016年第10期58-62,共5页
Public Finance Research
关键词
精算平衡
财政支持
医疗保险
Actuarial Equivalent
Public Finance-sponsored
Medical Insurance