摘要
P2P网贷对金融服务领域的发展和补充,从萌芽开始就备受大众关注。但随之进入中国的近几年,问题平台层出不穷,归根到底是未建立起完整的自上而下全方位的制度规范及风险管控体系。本文试从问题平台出现的原因进行分析,从行业上下层面、内外角度多方面探索遏止风险频发的管制模式,希望对未来行业的发展起一定借鉴作用。
The development and supplement of P2 P net loan to the financial services, from the beginning has been concerned by the public. But with it entering into China in recent years, an endless stream of problems emerge, and in the final analysis,the reason is not to establish a completely top-down and overall system as well as risk management and control system. This paper tries to analyze the reasons of the problems of the platform from above and below the industry, internal and external perspectives to explore control model to curb the frequent risks, hoping to play a certain reference role for the future development of the industry.
出处
《价值工程》
2016年第29期71-72,共2页
Value Engineering
关键词
P2P风险管控
P2P网贷
金融服务
P2P risk management and control
P2P net loan
financial services
