摘要
本文首先介绍了贵州科技型中小企业面临的融资现状,并从科技型中小企业的内部条件分析了这一现状的形成原因,借鉴国外金融支持科技型中小企业的成功经验,总结国内已经建立的科技型中小企业贷款风险补偿机制的典型做法,在贵州构建一个政府、银行、保险多方参与的科技型中小企业信贷风险补偿机制。
This paper firstly introduces the financing situation of the scientific and technological small and medium-sized enterprises in Guizhou, and analyzes the formation causes of the current situation from the internal conditions of the scientific and technological small and medium-sized enterprises. This paper draws lessons from the foreign successful experience of the scientific and technological small and medium-sized enterprises supported by the finance, summarizes the typical practice of the loan risk compensation mechanism established by the domestic scientific and technological small and medium-sized enterprises to build a credit risk compensation mechanism participated by multi participation of government, banks, insurance in Guizhou.
出处
《价值工程》
2016年第31期46-48,共3页
Value Engineering
关键词
科技型中小企业
信贷风险
补偿
scientific and technological small and medium-sized enterprise
credit risk
compensate
