摘要
我国人口老龄化现状决定了老年长期照护服务需求在未来一段时间里将呈快速增长态势,为此必须加快推进我国老年长期照护保险制度的建立。本文对人社部拟定的试点地区长期照护需求进行了测算,并从筹资渠道、筹资模式和基金管理与运用等几个方面对我国老年长期照护保险制度设计的要点进行了探讨和梳理,以期建立起保障适当、权责清晰、规范运行且可持续的老年人长期照护保障体系。
The situation of populations aging in our country suggested that the demand of long-term care in the future be rapidly growing. Therefore, we must accelerate the establishment of long-term care insurance system for the elderly in China. This paper estimated the long-term care needs in the pilot study areas, and then discussed the key points for the design of long-term care insurance from the aspects of fi nancing channels, fi nancing mode and fund management and usage, hoping to establish a long-term care insurance system with proper security, right and responsibility clarity, operation standardization and sustainability for the elderly.
出处
《中国医疗保险》
2016年第9期31-33,37,共4页
China Health Insurance
基金
教育部哲学社会科学研究重大课题攻关项目"老龄化对中国经济发展的影响及应对策略研究"(编号13JZD005)的资助
关键词
长期照护保险
长期照护需求
筹资机制
long-term care insurance
demand for long-term care
funding mechanism
