摘要
河北省石家庄市供销合作社农业互助保险自2008年开办以来,在帮助农户分散农业风险方面取得了显著成效。它的成功源于供销合作社自身的优势、较低的成本和满足农户的需求等,但依然存在覆盖率低,巨灾风险无法有效分散等问题。建议把农业互助保险纳入政策性农业保险范围,成立独立的农业相互保险机构,建立再保险机制,提高农业互助保险服务水平。
Since the implementation of agricultural mutual insurance of supply and marketing cooperatives in Shijiazhuang from 2008 ,it achieved remarkable success in helping farmers scattered agricultural risk .Its suc‐cess stemed from supply and marketing cooperatives own advantages ,lower costs and meet the farmers＇demand and so on .But there was still a low coverage ,catastrophe risk cannot be effectively dispersed .It suggested that the agricultural mutual insurance into the scope of policy‐oriented agricultural insurance ,establish independent agricultural mutual insurance organization ,set up reinsurance mechanism and improve the level of agricultural mutual insurance services .
出处
《黑龙江农业科学》
2016年第9期112-115,共4页
Heilongjiang Agricultural Sciences
基金
河北省高等学校科学研究计划资助项目(SQ133008)
关键词
石家庄
供销合作社
农业互助保险
Shijiazhuang
supply and marketing cooperatives
agricultural mutual insurance
