摘要
当前,我国老龄化的趋势进一步加剧,对我国医疗保险制度提出了巨大的挑战。随着人口老龄化的加快,我国医疗保险基金将出现短缺并且缺口将不断加大。要科学分析医疗保险基金面临的各种难题,必须从制度的建设来实现医疗保险基金保值增值的目标,该文认为需要完善配套政策,成立专门的医疗保险基金运营机构和监督机构,不断完善个人资产注册制度,提高医疗保险基金信息化建设水平,不断加强老年医疗保健机制建设,积极构建多层次的医疗保险计划体系,提高社会医疗保险基金的平衡水平,确保医疗保险基金在保障我国公民生命健康和基本生存方面的重要功能。
The further aging society challenges Chinese medical insurance fund at present and the shortage of the fund will appear and expand.It is necessary to establish institution to maintain and increase the value of the fund.The supporting policies include the establishment of specialized medical insurance fund operations and supervision,the improvement of the personal property registration system,the higher level of the informatization of medical insurance fund and strengthening the medical-care mechanism for the elders.Also a multi-level medical insurance system and the enhanced equilibrium level of social health insurance funds ensure the basic and protective social function of the medical insurance fund.
出处
《上海经济研究》
CSSCI
北大核心
2016年第7期97-103,共7页
Shanghai Journal of Economics
基金
2013年国家社科基金青年项目(批准编号:13CJL010)
四川石油天然气发展研究中心资助项目(批准编号:川油气科SKB14-13)支助
四川省科技厅软科学项目(批准编号:2015ZR0144)资助
关键词
人口老龄化
医疗保险基金
中国医疗保险制度
Aging of Population
Medical Insurance Fund
Chinese Medical Insurance System
