摘要
伴随着"互联网+"行动计划的提出,在融资模式上,众筹融资已经成为一种新兴的融资方式。众筹融资作为一种全新的商业融资模式,其各个方面在中国还处在起步阶段。文章分类研究了不同种类的众筹融资的特点以及优缺点,结合冯·纽曼和摩根斯坦期望效用理论(VNM理论),定量结合定性分析研究众筹融资目前在中国的相关风险。目前众筹融资应该实行差异化监管为主,把握好不同模式的侧重点;行业自律与行业监管双管齐下;加强保护投资者利益,提高投资者的风险意识。
With the proposed＆quot;Internet＋＆quot;action plan on the financing model, the rise of the Internet in this way crowdfunding financing has become a new way of financing. Crowdfunding financing business as a new financing model, its various aspects in China is still in its infancy. In this paper, the classification of different types of pub？lic financing during the characteristics, advantages and disadvantages, combined with von Neumann and Morgen？stern expected utility theory, qualitative analysis combined with quantitative research crowdfunding risks associ？ated with financing currently in China. Finally, the relevant regulatory proposals.
出处
《安阳工学院学报》
2016年第4期95-99,共5页
Journal of Anyang Institute of Technology
关键词
众筹
效用
风险
监管
Crowdfunding
Utility
Risk
Supervision
