摘要
金融监管属于宏观管理范畴,需遵循管理学上的一些基本原则。在具体内容上,如监管理念、部门的目标设定和职责划分、手段与目标关系等,则反映了金融监管的特殊要求。根据我国当前金融运行和社会管理特点,金融监管改革需遵循以下原则:金融监管需以金融体系稳健、高效、包容式发展作为最终目标;区分利益协调、政策决策和政策实施,实现政府对金融业多重目标协调、政策决策和政策的分层实施和考核;监管机构的调整要以监管理念转变为基础,合理确定风险管理的水平和垂直分工;要保证充足的监管资源,在愿景清晰的情况下采取问题导向的分步改革策略。
Financial regulation and supervision is a macro-level category,which needs to follow some basic principles of management. Specifically,supervising idea,department goal setting and division,relation of goal and means reflect the special requirements of the financial regulation. China should integrate and design the financial regulatory reform principles according to the characteristics of the current financial operation and social management. Financial supervision should set the stable,efficient and inclusive development of financial system as the ultimate goal. It should be distinguished among the coordination of interests,policy-making and policy implementation; the multiple objective coordination,policy decision-making and policy implementation of financial industry should be implemented and evaluated hierarchically; the adjustment of regulatory arbitrage should be based on the change of regulatory concept,and the horizontal and vertical division of risk management should be reasonably determined; adequate supervision resources should be ensured and problem-oriented strategy of step-by-step reforms should be adopted in the case of clear vision.
出处
《重庆理工大学学报（社会科学）》
CAS
2016年第8期1-4,共4页
Journal of Chongqing University of Technology（Social Science）
关键词
金融监管
监管理念和原则
问题导向
financial regulation and supervision
regulatory concept and principle
problem-oriented
