摘要
证券是当前重要的理财产品,伴随着老龄化的进程,老年人证券投资日益引起关注。文章根据相关证券统计数据,对老年人的证券投资参与现状、潜在的发展态势进行分析。老年人属于证券投资中的弱势群体,管理部门可以探索成立老年人金融保护办公室,高风险证券产品应对老年人实行更为严格的准入制度,老年人自身要防范风险,重视本金的安全,加强证券知识的学习。
Securities is a kind of important financial products, securities investment of the elderly cause great concern with the process of aging. Using data from statistics of population and securities, the paper analyzes the current situation and potential trend of securities investment of the elderly. According to the characteristics of the elderly, life-cycle investment theory and KISS principle suggestions on portfolio of securities, asset allocation and protections of their rights, securities management, policies of market access are put forward.
出处
《改革与战略》
北大核心
2016年第6期70-73,117,共5页
Reformation & Strategy
关键词
老龄化
证券投资
政策建议
population aging
securities investment
policy suggestions
