摘要
P2P开启了全新的金融发展模式,作为创新融资手段的P2P迅速在世界各国的金融领域发展应用,在我国P2P金融业务的发展也十分显见,但是由于缺乏信用机制,对P2P网络融资平台的监管也逐渐引起人们的重视,尤其是近年来,随着P2P网贷业务规模的扩张,监管一直跟不上形势发展需求,同时又缺乏法律规范的引导,P2P平台的运行对整个金融行业都产生了一定的冲击,在发展P2P网络金融业务的同时,对其进行有效的监管也成为金融风险控制的重要内容。结合当前P2P网贷平台中存在的各类问题,探讨国内互联网金融监管的对策,旨在为P2P网贷平台的监管提供有益的指导,以促进我国互联网金融监管体系的形成和完善。
P2P,as an innovative financing means,opened a new financial development model and has been widely applied in the financial areas around the world. In our country,with the obviously rapid development and the lack of credit mechanisms,regulation on the financing platform for P2 P network is gradually arousing people＇s attention. Especially in recent years,with the expansion of P2 P net loan business scale,the regulation has lagged behind of legal guidance,which has negative impact on financial services. Thus effective regulation can take the control of financial risks. According to the various existing problems of P2 P net loan platform,this paper discusses the domestic Internet financial regulation measures,aiming to provide beneficial guidance to promote the formation and improve China＇s Internet financial regulatory system.
出处
《兰州工业学院学报》
2016年第3期100-103,共4页
Journal of Lanzhou Institute of Technology
关键词
互联网金融
P2P
网贷平台
监管
P2P
net loan platform
Internet financial
supervision
