摘要
资产负债管理是商业银行为了达到既定的经营发展目标,对各项业务进行协调统一管理,进而实现内部持续健康发展与适应外部环境变化。随着利率市场化的持续推进,资产负债管理能否尽快实现科学化、精细化,进而提升管理水平,已成为中小银行赖以生存和发展的基础和先决条件。本文重点研究中小银行资产负债管理现状和问题,进而提出对策建议。
Asset liability management is a commercial bank in order to achieve the established business development goals, to coordinate the management of the business, and then achieve the internal sustainable and healthy development and adapt to the external environment changes. With the continuous progress of interest rate market, asset liability management can be realized as soon as possible scientific, fine, and then improve the management level, has become the basis for the survival and development of small and medium banks and prerequisite. This paper focuses on the current situation and problems of asset and liability management of small and medium-sized banks, and puts forward countermeasures and suggestions.
出处
《吉林金融研究》
2016年第4期1-5,共5页
Journal of Jilin Financial Research
关键词
中小银行
资产负债管理
调查思考
Small and Medium-sized Banks
Asset Liability Management
Investigation and Thinking
