摘要
随着人口老龄化程度的日益加深 ,我国养老保险基金面临新的危机。探究其原因 ,主要包括 :人口老龄化所带来的养老保险基金负担系数不断提高 ,支付规模不断扩大 ;养老保险基金征缴难、征缴率的持续下滑 ,致使基金供款不足 ;而养老保险基金管理不善、使用效率不高 ,也是酿成养老保险基金危机的重要方面。对此 ,降低当期支付规模、拓宽筹资渠道、有效运营基金、加强基金管理等 。
Along with the increase of the aged, China's endowment insurance fund is confronting new crisis. The major causes contain the continuing rise of fund burden coefficient and the enlargement of disbursement; the insufficiency of fund supply due to difficulties in collecting insurance fund and the decrease of levy rate; the ill management of endowment insurance fund and inefficiency of usage. Therefore, as countermeasures, it is of great importance to decrease current payment, search for more means of collecting fund, manage fund efficiently and strengthen fund administration.
出处
《齐鲁学刊》
CSSCI
北大核心
2002年第1期90-95,共6页
Qilu Journal
关键词
人口老龄化
养老保险基金
危机
对策
the aging population
endowment insurance fund
crisis
