摘要
通过实证分析,验证资本充足率与银行稳定性的"倒U"关系,得出资本充足率同稳定性水平之间并不存在绝对的正比关系,建议监管部门根据具体情况,针对银行的具体类型,制定出资本充足率合理的区间,最终使银行能够稳定健康的发展。
This article through the empirical analysis,verify the capital adequacy ratio and the stability of the bank ＂ inverted U＂ relationship,it is concluded that the higher capital adequacy ratio does not represent a higher level of stability,suggest supervision department shall,according to the specific circumstances,according to the specific types of Banks,to develop a capital adequacy ratio and reasonable interval,eventually enable Banks to stable and healthy development.
出处
《郑州航空工业管理学院学报》
2015年第6期97-102,共6页
Journal of Zhengzhou University of Aeronautics
关键词
资本充足率
商业银行
稳定性
capital adequacy ratio
commercial banks
stability
