摘要
随着中国人民银行于2009年在文件中正式提出电子货币的概念,以及电子货币在近年的迅猛发展,我国急切需要对比借鉴各国包括欧盟监管、新加坡的国家管理经验,提出我国电子货币发展中法律规制的思路。文章的创新体现在对新型电子支付工具的使用规范进行比较研究,对于起步较晚的我国电子货币提出规制的思路:强调规范电子货币业务范围,确定监管对象并确定专门的监管机构,明确反洗钱规定保障支付安全。
The concept of Electronic-currency, which was presented by China＇s central bank, was introduced in 2009. Then it has fast developed in recent years in China. China should have its own way in law regulation by reference to European Union and the intervention means in Singapore. The innovation of this paper is embodied in the comparative study of the use of new electronic payment tool, and in putting forward ways of law regulation, regulating of the range of E-currency, the defining of the regulatory object and determining of the anti-money laundering provisions to protect transaction security.
出处
《中北大学学报（社会科学版）》
2015年第5期54-56,61,共4页
Journal of North University of China：Social Science Edition
关键词
电子货币
监管
洗钱
监管机构
electronic-currency
supervision
money-laundering
regulators
