摘要
近年来P2P网贷发展迅猛,行业规模不断扩大,但也出现不少问题,陷入财务困难、倒闭或出逃的企业日益增多。面对这些问题,引入行业信用评级体系将会是一种解决途径,通过设立行业准入标准初次评级、定期的外部审计和再评级等措施,使信用评级的高低成为投资者选择P2P平台的首要标准,从根源上降低风险,促进行业的健康发展。
in recent years, P2P lending network rapid development, industry continues to expand the scale.However, there is a lot of problems, in financial difficulties, more and more enterprises closed down or fled. Faced with these problems, the introduction of industry credit rating system will is a solution, through the estab- lishment of standards for admittance into industries first rating, regular external audits and re rating measures, so that the level of credit rating investors choose to become the primary criterion for P2P platform, from the root to reduce risk, and promote the industry^s healthy development.
出处
《江苏商论》
2015年第11期37-38,44,共3页
Jiangsu Commercial Forum
