摘要
2014年5月,习近平总书记在河南考察时首次以"新常态"一词来描述新周期中的中国经济,从此新常态成为学术界热议的关键词。而P2P网络借贷,作为另一个热点概念,萌生与爆发在中国新常态的背景之下。本文将两个具有时代性的热点相联系,从解释新常态概念和解读新常态下的两大转型展开叙述,探讨了P2P网络借贷的现状以及新常态下我国经济增长方式转型与经济管理方式转型将会为该行业带来怎样的机遇和挑战,尝试为P2P网贷行业的生存与发展提供一些有价值的参考。
In May, 2014, as Chairman Xi first used the phrase ＂new normal＂ to describe the new period of China economy, it rapidly attracted attentions and aroused discussions around the academia. In the meanwhile, another popular concept, P2P lending,was born and thrived under the new normal state. To connect these two popular concepts, this paper starts by intro- ducing the meaning and the two main transformations involved in the new normal state, then discuss the status quo of P2P lending and the opportunities and challenges it might confront under the two transformations involved in the new normal. By doing this, the writer hopes to provide some useful irfformation for the developing P2P lending business.
出处
《财务与金融》
2015年第3期1-6,共6页
Accounting and Finance
关键词
新常态
P2P网络借贷
机遇与挑战
The New Normal, P2P Lending, Opportunities and Challenges
