摘要
金融资产管理公司受让信托公司贷款债权在法理上没有任何障碍,依据我国现有《合同法》、相关金融法律法规以及信托当事人的合同约定也都可行。此等债权转让或债务重组,符合原信托当事人、金融资产管理公司以及原债务人等各方需求,监管部门也给予默认。但金融资产管理公司能否以及如何向新债务人收取利息是交易各方及监管部门都面临的困惑,亟待相关立法予以明确。
There aren＇t any obstacles in the legal principle for the financial asset management com- panies to transfer the credit of trust companies＇ loans. It is feasible according to China＇s current Contract Law, relevant financial laws and regulations, and the contracts between the trust par- ties. Such assignment of credit or debt restructuring meets the needs of the original trust parties, financial asset management companies and the original debtors and is acquiesced in by regulatory departments. But the parties of the transaction and the regulatory departments are all faced with the confusion whether and how the financial asset management companies charge interest to the new debtors, which urgently needs definite legislation.
出处
《太原理工大学学报（社会科学版）》
2015年第2期20-23,共4页
Journal of Taiyuan University of Technology(Social Science Edition)
关键词
非银行金融机构
债权转让
债务重组
利息
non-bank financial institutions
assignment of credit
debt restructuring
interest
