摘要
开展城乡居民大病保险,是建立健全多层次医疗保障体系,有效解决大病患者家庭因病致贫、因病返贫问题的有效路径,意义重大、影响深远。本文剖析了泸州市城乡居民大病保险制度,重点分析其筹资机制与补偿机制,并就建立筹资与补偿相适应的城乡居民大病保险机制提出对策建议:科学确定筹资水平,逐步提高大病保险统筹层次;建立社会化、多渠道筹资机制;适度降低、细化起付线,完善与其他医保制度的兼容和衔接。
To conduct serious illness insurance for urban and rural residents is to establish and perfect multi-level medical security system, and effectively solve the problems of serious illness family＇s poverty, which is of great significance. This paper analyzes serious illness insurance system of urban and rural residents in Luzhou, focusing on its financing mechanism and compensation mechanism, and puts forward the following countermeasures and suggestions on the establishment of a serious illness insurance compensation mechanism for the urban and rural residents with the combination of financing and compensation： to determine the financing scientifically; to raise a serious illness insurance plan as a whole gradually; to establish a social and multi-channel financing mechanism; to reduce and refine starting line to perfect the compatibility with other health care systems.
出处
《医学与法学》
2015年第3期34-36,共3页
Medicine and Jurisprudence
基金
2014年度泸州市哲学社会科学研究规划项目"社商合作
共筑大病保障防线--国内外实践对泸州市大病医疗保险的启示"(项目编号:LZ14A09)的阶段性成果
关键词
泸州市
大病保险
筹资机制
补偿机制
Luzhou city
serious illness insurance
financing mechanism
compensation mechanism
