摘要
随着金融消费形态的改变,复杂的金融商品不断推陈出新。金融消费者可能因专业知识不足或信息不对称而忽略了投资风险。台湾藉由提供金融消费者于发生金融纠纷时,通过金融消费评议中心简便、迅速、专业的争议处理机制,为金融服务业及金融消费者解决争议提供保障。这一便捷机制虽已取得成效,但同时又存在隐忧。因此,应当保证金融消费评议中心的独立性及公信力,落实金融消费者的事前保护。
As the financial consumption pattern change, complex financial products bring forth the fresh and get rid of the stale. The financial consumers may be ignoring the investment risk due to the lack of professional knowledge or unequal information. When financial dispute occurs, Taiwan government gets through the Financial Ombudsman Institution, with convenient, fast, and professional alternative dispute resolution （ADR）, to provide financial institutions and financial consumers the legal assurance. This convenient mechanism not only gets the policy performance hut also has some existing concerns. Therefore, Taiwan government needs to guarantee the independence and credibility of the Financial Ombudsman Institution in order to carry out the financial consumer protection in advance.
出处
《内蒙古大学学报（哲学社会科学版）》
2015年第3期56-62,共7页
Journal of Inner Mongolia University(Philosophy and Social Sciences)
关键词
消费争议
金融消费纠纷
金融消费争议处理机制
Consumption disputes
the financial consumption disputes
the financial consumption dispute processing mechanism
