摘要
近年来,国内外反洗钱形势日趋严峻,为适应国际反洗钱新形势的要求,我国开始了基于风险的反洗钱工作改革。本文以陕西省金融机构为调查对象,采取问卷调查方式获取相关数据,研究了金融机构人员对风险为本反洗钱原则的认知度。研究发现:金融机构对风险为本原则的概念认知度不高,对风险为本的内涵、性质和目的了解相当有限;金融机构对如何开展风险为本反洗钱工作的认知情况不容乐观;金融机构对风险为本与规则为本的主要区别有一定了解。文章就提升金融机构风险为本原则认知度提出政策建议。
In recent years, the anti-money laundering situation at home and abroad has been increasingly tough. In order to adapt to the requirements of the new situation of the international anti-money laundering, China launched the anti-money laundering reform based on risks. Taking financial institutions in Shaanxi province as the investigation objects, by means of questionnaires to obtain relevant data, the paper studies the recognition of financial institutions＇ staff for the principles of risk-oriented anti-money laundering.The study finds that the recognition of financial institutions＇ staff for the concept of principles of risk-oriented anti-money laundering is not high, and the knowledge for the connotation, nature and purpose of risk-oriented is quite limited; the situation how financial institutions to carry out the task of risk-oriented anti-money laundering is not optimistic; financial institutions understand in certain degree the difference between risk-oriented and rule-oriented anti-money laundering. Finally, the paper puts forward the policy suggestions on improving the financial institutions＇ recognition for the principles of risk-oriented anti-money laundering.
出处
《西部金融》
2015年第3期33-37,共5页
West China Finance
关键词
风险为本
反洗钱
认知度
risk-oriented
anti-money laundering
recognition
