摘要
教育水平的提高究竟是提高还是降低家庭储蓄率?学界对于这一课题至今未有定论。利用1996—2011年省际面板数据和系统GMM模型,可对劳动力教育水平对我国家庭储蓄率的影响进行研究。实证结果表明,劳动力人均教育年数增加1年,家庭储蓄率提高3.15个百分点,滞后1期的人均教育年数增加1年,导致家庭储蓄率降低2.41个百分点,而劳动力受教育程度的分组构成对我国家庭储蓄率的影响程度是不同的。因此,我国劳动力教育水平的进一步提高,特别是高等教育的较快发展所能带来的人均收入增长率的持续提高,会降低我国家庭储蓄率。另外,从劳动力受教育程度分组构成对储蓄率的不同影响来看,现阶段在大力发展高等教育的同时,应该充分重视高中教育的进一步发展和完善。从政府的层面来看,有必要进一步提高社会保障水平,以降低我国家庭的预防性储蓄,从而有利于我国转变经济发展方式,保证经济可持续发展。
How do educational levels affect on household saving rate？ Using recent data, panel provincial data of 1996--2011, and a superior estimation model--system GMM, this paper explores the determinants of household saving rate in China, in particular, focuses on the effect of labor＇s educational levels on household saving rate. This paper indicates that a year increase in the labor＇s average educational year causes 3.15 percentage points increase in the household saving rate, and a year increase in the one-year lag of the labor＇s average educational year causes 2.41 percentage points decrease in the household saving rate. This paper also reveals that educational attainment compositions of labor have different el＇fect on household saving rate. Therefore, further improvement in labor＇s educational levels, in particular, further improvement in higher education will increase growth rate of income per capita, and decrease household saving rate. Moreover, upper middle school education should be further improved. Finally, the government should further improve social security level, and this policy will decrease precautionary savings, and be beneficial for changing the pattern of economic growth and main- taining sustainability of economic growth.
出处
《厦门大学学报（哲学社会科学版）》
CSSCI
北大核心
2015年第2期60-72,共13页
Journal of Xiamen University(A Bimonthly for Studies in Arts & Social Sciences)
基金
教育部重点研究基地重大项目"人口老龄化
劳动力市场变化与经济可持续增长"(12JJD790001)
国家社科基金重大项目"经济持续健康发展与收入倍增计划的实现路径研究"(13&ZD029)
中央高校基本科研业务费项目"我国失业问题研究:理论与实证"(20720140021)
关键词
教育水平
家庭储蓄率
持久收入假说
预防性储蓄假说
经济增长的可持续性
Educational Levels, Household Saving Rate, Permanent Income Hypothesis, Precautionary Saving Hy-pothesis, Sustainability of Economic Growth
