摘要
文章对我国小微物流企业的融资难问题进行了研究。首先,从国家统计局的统计数据出发,阐述了融资难现象。接着运用案例分析法,分析了小微物流企业融资难的三大原因,即小微物流企业信用等级较低、银行长期向大企业倾斜和缺乏公平有序的竞争环境。最后,针对问题,结合案例,提出了三个对策,即政府建设公平的市场竞争环境、银行业改进贷款管理制度和发展物流金融业务。
This article researches on the financing difficulties of small micro logistics enterprises. Firstly, describe the phenomenon of financing difficulties based on the statistical data of national bureau of statistics. Then, analyses the three main reasons of fi- nancing difficulties of small micro logistics enterprises by applying the method of case analysis. Those are the low credit rating of small micro logistics enterprises, banks lean heavily toward large companies for a long time, and the lack of fair and orderly competition environment. Finally, aiming at the problems, the article puts forward three countermeasures with cases studies. Those are the government builds the market environment of fair competition, the banks improve loan management system, and the devel- opment of logistics financial business.
出处
《物流科技》
2015年第2期42-44,共3页
Logistics Sci-Tech
基金
江苏省教育厅2012年度高校哲学社会科学研究指导项目"小微物流企业的困境与发展研究"
项目编号:2012SJD790075
关键词
小微物流企业
融资
贷款
竞争环境
物流金融
small micro logistics enterprises
financing
loan
environment of competition
logistics financial business
