摘要
在互联网第三方支付中,因交易延时支付导致大额资金在支付平台账户中滞留。消费者与支付平台之间法律关系兼具委托和保管这两种合同关系特点,消费者应为沉淀资金及利息所有权人。可从协同监管机构、保障资金安全、加强对沉淀资金投资和收益管理四个角度加强沉淀资金监管。
In third party online payment, large sums of money stay in the account of payment platform due to the delay of payment. The legal relationship, both of commission and preservation between consumer and payment platform , thus the consumer therefore should be the owner of the sedimentary money and its interest. The four aspects must be strengthen, the supervision of sedimentary money by the way of coordinating regulatory agencies, safety insurance , and management of fund investment and return.
出处
《海南广播电视大学学报》
2014年第4期63-66,共4页
Journal of Hainan Radio & TV University
关键词
第三方支付
沉淀资金
法律规制
third Party Payment
sedimentary Money
legal Regulation
