摘要
以小微企业融资为视角,从理论角度分析互联网金融是助力小微企业融资发展的现实选择。介绍并评价基于大数据平台的融资、P2P和众筹三种小微企业互联网平台融资的模式。从颁发互联网金融许可证照、建立互联网小微企业融资征信体系、加强互联网金融的信息披露等方面提出不断完善互联网金融助力小微企业融资的建议。
This article adopts perspective of small and micro enterprise financing,puts forward that internet finance can promote small and micro enterprise financing,then introduces three financing modes based on large data platform,P2 P and crowdfunding,and finally makes suggestions to promote small and micro enterprise financing from the perspective of issuing Internet financial license,establishing small and micro enterprisefinancing credit system,and strengthening the Internet financial information disclosure.
出处
《福建商业高等专科学校学报》
2014年第6期27-32,共6页
Journal of Fujian Commercial College
关键词
互联网金融
小微企业
融资
internet finance
small and micro enterprise
financing
