摘要
巴塞尔委员会于2014年1月基本完成对流动性监管框架的修订工作,较之2010年公布的流动性风险监管框架做出许多重大调整。新的监管框架在降低流动性监管标准对实体经济的负面扰动、强调流动性资产质量、突出储蓄存款在商业银行流动性管理中的重要作用等方面体现出新的监管理念。依据新的监管框架和监管理念,我国应尽快推出存款保险制度,监管部门和商业银行流动性管理应根据市场指标的标准纳入新的高质量流动性资产、进一步夯实储蓄存款基础和审慎开展同业业务。
Up to January 2014,Basel Committee had completed revision of the liquidity regulation framework,which made many important revisions compared with the 2010 text.In this paper,the new ideas of international liquidity regulation are pointed out based on the comparison of the two versions of regulation texts,such as releasing regulation to avoid interruption to real economy and emphasizing the importance of retail deposits.Then the implications for supervisor and banks are brought forward,such as inclusion of HQLA based on market-based indicators,and enlarging the savings deposits scale.
出处
《中南财经政法大学学报》
CSSCI
北大核心
2014年第6期32-36,共5页
Journal of Zhongnan University of Economics and Law
