摘要
在对银行信贷与产业结构调整进行研究述评及现状分析的基础上,选取河北省2004—2013年的年度数据,运用多元回归方法和基于C-D生产函数下的贡献度差异分析方法,从产业结构调整的路径入手,选择银行信贷规模、信贷结构和信贷效率3个层面对银行信贷与产业结构升级之间的相关关系和因果关系进行了实证研究。结果表明,信贷效率对产业结构升级的贡献度最大,其次是信贷结构,最后是信贷规模。但是整体上河北省银行信贷与产业结构升级并未实现互动发展。在此基础上提出了河北省银行信贷与产业结构良性互动发展的对策建议。
Based on the study review and present situation analysis on the interaction between bank credit and industrial structure adjustment, this paper makes the empirical study of the interrelated relationship and causal relationship between bank credit and industrial structure upgrading from tiers of the scale, composition and efficiency of bank credit using data from 2004 to 2013 in Hebei province, using multiple regression method and the based on C-D production function under the contribution of variance analysis method. The result shows that credit efficiency makes largest contribution to industrial structure upgrading, second is credit structure and the last is credit quota. However, the bank credit and industrial structure upgrading in Hebei province did not realize the interactive development as a whole. Based on this, the paper put forward some corresponding countermeasures and suggestions.
出处
《科技与管理》
2014年第5期111-115,共5页
Science-Technology and Management
关键词
银行信贷
产业结构升级
GRANGER因果
多元回归分析
C-D生产函数
bank credit
industrial structure upgrading
granger causal relationship
multiple regression method
C-D production function
