摘要
本文构造外资银行分行影响指数(FBBII)来衡量外资银行的进入程度,基于2002-2011年107家中国商业银行的数据样本,实证研究了外资银行进入对于国内银行绩效的影响。研究发现:外资银行进入的增加提高了国内银行的效率,改善了国内银行的盈利能力;此外,随着外资银行进入的增加国内银行也提高了非利息收入,且这种正相关关系在股份制商业银行最为显著;最后,外资银行进入可以帮助国内银行提高风险管理能力,尤其是拥有外国战略投资的银行。
Using a newly constructed foreign bank branch influence index （FBBII） to measure the entry degree of foreign banks, this study investigates the influence of foreign entry on the performance of local banks based on a sample of 107 Chinese commercial banks during the period of 2002 to 2011. It was found that the increased presence of foreign banks has improved the profitability of domestic banks; in addition, the domestic banks were also found to increase their non-interest in- come when faced with greater foreign exposure and such a positive relationship is found to be most significant among the joint stock banks; finally, this study also found that foreign bank penetration could help the domestic banks improve their risk management capacity, in particular among banks with foreign strategic investors.
出处
《投资研究》
北大核心
2014年第7期41-55,共15页
Review of Investment Studies
基金
教育部人文社会科学重点研究基地项目(11JJD790022)的资助
关键词
外资银行
国内银行
绩效
影响
Foreign banks, Domestic bank, performance, Impact
