摘要
2012年发生的"华鼎担保事件"仅是广州担保行业发展陷入困境的导火线,从宏观经济环境和微观管理分析来看,广州担保行业经营困难有其内、外部原因。市场化改革重启后,我国担保行业将会迎来更为宽松的政策环境,担保行业将向专业化、一体化和多元化方向发展。为了顺应担保行业的发展变化,担保公司需要进行经营模式、管理模式和盈利模式的创新。广州担保行业发展困境的警示效应在于,政府要加强对担保公司的诚信管理;行业协会要充分发挥行业自律和危机管理功能;担保行业要提高准入门槛和从业人员素质。
The＂Huading Guarantee Event in 2012＂ is the fuse that Guangzhou guarantee industry fell into the difficult position. From the analysis of the macroeconomic environment and micro management, there are external reasons and internal reasons for the operating difficulties of Guangzhou guarantee industry. After the market - oriented reform is restarted, China＇ s guarantee industry will go into a more liberal policy environment, and develop in the way of specialization, integration and diversifi- cation. In order to adapt to the change of the guarantee industry, guarantee corporations should innovate its business, man- agement and profit mode. The alarm effect given by Guangzhou guarantee industry is that the government should strengthen the integrity management of guarantee corporations, industry associations should take the role of industry self- regulation and crisis management, and the guarantee industry should improve the access threshold and theemployeequality.
出处
《企业经济》
北大核心
2014年第8期189-192,共4页
Enterprise Economy
基金
广东省教育厅人文社会科学规划项目"县域经济发展方式转变与政策创新研究"(批准号:2012WYXM-0044)
广东省哲学社会科学"十二五"规划项目"广东推行农地抵押贷款的体制障碍和预期效果研究"(批准号:GD12CY11)
关键词
担保行业
诚信管理
盈利模式
guarantee industry
integritymanagement
profit mode
