摘要
财富规模的迅速膨胀,投资更加多元化和直接化,监管部门的逐步退出,标志着中国大财富管理时代的来临,面向高净值客户的私人财富管理成为国内研究的热点问题。本文在系统梳理国外相关研究文献的基础上,首先从空间和时间两个维度介绍了私人财富管理相关研究的两大理论基础——资产配置理论和生命周期理论,然后分别从这两个维度对私人财富管理的相关研究文献进行了系统归纳,最后结合中国现有财富管理研究中的不足对我国未来私人财富管理的研究进行了展望。
The rapid expansion of wealth scale, the more diversification and direction of investment and the gradual relaxation of regulatory authorities mark the advent of large wealth management era in China. Private wealth management focusing on high-net-worth individuals and families becomes a hot research issue. Based on a systematic review of foreign literature, this paper first introduces two main basic theories of private wealth management, namely asset allocation theory and life cycle theory, from the perspectives of space and time. Then it systematically summarizes the literature of private wealth management. Finally, it points out the directions in future research based on the shortcomings of current research of private wealth management in China.
出处
《外国经济与管理》
CSSCI
北大核心
2014年第8期73-80,F0003,共9页
Foreign Economics & Management
关键词
私人财富管理
高净值客户
资产配置理论
生命周期理论
private wealth management
high-net-worth client
asset allocation theory
life cycle theory
