摘要
利率反映资金的价格,市场化可以提升市场资金配置的效率。国际实践表明,在经济发展的过程中,如何让资金资源得到最优化的配置,让利率成为资金供给市场的风向标,是利率市场化的重点,也是我国金融改革的重点所在,我国商业银行也会因此受到重大影响。
As the price of funds,the interest rate is received increasly attention. The degree of interest rate market can devise allocative efficiency of financial resources. International practice shows that the interest rate market plays an important role in promoting economic growth, ensuring the financial resources to optimal efficiency and achieving internal and external equilibrium configuration. The interest rate market has become the most important in financial reforming, some commercial banks of China will be impacted significantly. Key words： interest rate market;commercial banking; Financial products
出处
《兴义民族师范学院学报》
2014年第2期1-4,共4页
Journal of Minzu Normal University of Xingyi
关键词
利率市场化
商业银行
金融产品
interest rate market
commercial banking
Financial products
