摘要
随着金融创新的发展和金融监管的调整,商业银行的动态风险管理行为对货币政策传导效果的影响越来越大,由此形成了对货币政策传导的风险承担渠道的广泛关注和研究。目前货币政策传导风险承担渠道研究主要包括研究缘起、内涵、相关理论机理及存在性检验等方面,其研究出发点和落脚点均为完善货币政策传导理论,加深对商业银行行为的认识,并为货币政策决策提供参考。
With the development of financial innovation and financial supervision of adjustment, dynamic risk behavior of commercial banks on monetary policy transmission effect is increasing, thus forming the monetary policy transmission channels exposures with wide attention and researches. Before the financial crisis in 2008, the focus on monetary policy is mainly manifested on its mechanism and the effect on economic growth etc. and began in reflections on the financial crisis, easy monetary policy will create the credit bubble, in turn, which acts on the risktaking incentives of commercial Banks. Changes on Banks＇ risk behavior will affect the financial stability and have become the focus of the theoretical circle. This article combed the evolution paths of the monetary policy transmission channel and the theory mechanism of the bank risk taking channel. This paper summarizes the monetary policy risktaking channel research, and then analyze the risktaking channel of monetary policy transmission mechanism. The existence tests of risktaking channel of monetary policy are summarized in this paper, too. The aim of this study is complete the monetary policy transmission theory, to deepen the cognition of the behavior of commercial banks and also to set a reference for drawing up monetary policy.
出处
《武汉大学学报（哲学社会科学版）》
CSSCI
北大核心
2014年第4期18-23,共6页
Wuhan University Journal：Philosophy & Social Science
基金
教育部人文社科项目(10YJC790037)
国家社科基金重大项目(12&ZD046)
国家自然科学基金项目(71073113)
中央高校基本科研业务费专项资金项目
关键词
风险承担渠道
货币政策
传导
risk-taking channel
monetary policy
transmission
