摘要
中小企业融资难主要有企业自身、金融机构以及外部环境几个方面的原因 ,解决融资难问题应该多管齐下 ,应在国有商业银行信贷机制的进一步改革、规范与引导民间融资机构、建立针对中小型企业的信贷担保体制、提高中小企业自身信用、加强大中小型企业间的产业链建设等方面作出相应的对策。
Minor enterprises are difficult to obtain loans.Reasons include minor enterprises themselves,financing institutions and exterior environment.To solve this problem,more than one measures should be taken at the same time,they are:to further reform the credit-loan system of state-owned commercial banks;to standardize and direct non-governmental credit-loan institutions;to establish credit guarantee system for minor enterprises;to promote reputation of the minor enterprises and enhance the construction of the industrial chain between major enterprises and minor enterprises.
出处
《浙江工程学院学报》
2002年第1期29-33,共5页
Journal of Zhejiang Institute of Science and Technology
关键词
融资
中小企业
信贷担保
产业链
银行
Financing
Minor enterprise
Credit
Guarantee
Chain of industry
