摘要
主要对一种新的保险定价模型——调和保费模型进行更深入的分析。引入一个保险调和指数 R,利用这个定价模型分析了在具体的需求下 ,根据 R的不同取值 ,如何优化总保费、限定破产概率范围、预估毛利润等具体问题 ,得到一些对保险理论研究和保险实务有一定参考价值的结果。
In this paper,our main work is the further analysis of the new pricing model-accommodated premium that we introduced before.Utilizing the new model we analyze how to optimize total premiums,restrict insolvency probability and assess gross returns in advence according to various values of R under special demand functions.furthermore,we attain some results valuable to the study of insurance theory and the insurance practice.
出处
《系统工程》
CSCD
北大核心
2001年第3期30-33,共4页
Systems Engineering
关键词
调和保费
调和指数
总保费
破产概率
毛利润
保险理论
Accommodated Premium
Premium Accommmodated Index
Total Premiums
Insolvercy Probability
Gross Returns
