摘要
对于银行资产负债结构的改善具有极其重要的作用 ,它是近几十年来国际金融领域中最重要的一种金融创新。但资产证券化在我国的出现只是近几年的事情 ,而且进展步伐一直比较缓慢。为了刺激消费、启动内需和建立现代商业银行体系等 ,资产证券化已成为我国现实的必需。资产证券化应在政府的大力扶持下 ,从成立银行之间贷款买卖市场开始有序展开 。
Assets securitization, very important to the improvement of bank's assets libialities structure, has been a new banking innovation in the field of international finance in the past decades. But it appeared in China only a few years ago, and now it is developing slowly comparatively. Assets securitization has become a must in China to stimulate consumption to start home demands and to establish modern financial bank systems, etc.
