摘要
货币政策是国家宏观调控的重要手段,然而以往的货币政策理论均只关注货币供给和银行信贷总量的变化,忽视了货币政策对银行信贷质量和风险承担的影响。本文通过对货币政策风险承担机制的阐述,从货币政策出发,分析商业银行风险承担变化,强调了货币政策与银行风险之间的关系,并对监管机构监管策略的调整提出了政策性建议。
Monetary policy is a crucial measure of state macro-control. The traditional monetary theories focuson the amount of money supply and bank credit and overlooked its influence on the quality of bank credit andbanks risk-taking. This paper, by introducing the risk-taking channel of monetary policy, tries to analyze theinfluence of monetary policy on commercial banks and put forward several policy suggestions on regulation.
出处
《萍乡高等专科学校学报》
2014年第2期27-31,共5页
Journal of Pingxiang College
关键词
货币政策
商业银行风险承担
监管
金融稳定
monetary policy
commercial bank risk
regulation
financial stability
