摘要
现行《中国人民银行法》将支付清算系统运行和系统参与者割裂,存在管理职责不清、手段不足和对支付工具的管理缺乏完善等问题。因此,建立健全完备的监管框架,划清对支付体系监督管理的职责和权限,提升相关法律依据的层级,完善支付结算法规体系,加强对支付体系的监管,是确保我国支付体系安全稳定运行的切实有效的举措。
The current ＂law of the people＇s bank of China＂ separates the operation and participants of payment and settlement systems, there exists problems such as unclear management responsibility, lack of means and lack of the perfect management of payment tool. Therefore, we should establish and improve the comprehensive regulatory framework, clear responsibility and authority of supervision and management of the payment system, improve the relevant legal basis level, perfect the rules for settlement of payment system, and strengthen the supervision of payment system, which are concrete and effective measures to ensure safe and stable operation of our payment system.
出处
《河北经贸大学学报》
CSSCI
北大核心
2014年第3期126-128,共3页
Journal of Hebei University of Economics and Business
关键词
支付体系
支付清算
金融监管
监管框架
法律思考
法规体系
pay system
payment and settlement
financial regulation
the regulatory framework
legal thinking
the laws and regulations system
