摘要
随着我国经济的迅猛发展和居民理财意识的日益增强,我国的商业银行个人理财业务发展迅速、前景广阔。然而,目前我国理财业务仍处于初级阶段,产品设计及业务流程尚未成熟,专业人才匮乏。分析了我国商业银行个人理财业务的现状及存在的问题,并给予了相应的改革对策建议。
With the booming of chinese econemy and increasing of people＆#39;s financing awareness ,our personal banker business of commercial banks develops so fast with a bright future .At present , however , our financing business is still on preliminary phase;products design and business precedures are still under development .At the same time , we are short of professional staff .This paper analyzes the present situation and problems exsiting in our personal banker business ,and proposes some corresponding measures .
出处
《河北联合大学学报（社会科学版）》
2014年第3期60-62,共3页
Journal of Hebei Polytechnic University:Social Science Edition
关键词
商业银行
个人理财业务
问题
改革对策
commercial banks
people＆#39
s banker
business
reform measures
