摘要
资产证券化具有巧妙的风险管理机制和降低融资成本的金融功能,供应链金融具有独特的资产风险控制机制。针对我国中小企业基础资产普遍低于可证券化标准的现状,提出在供应链环境下,借鉴供应链金融的风险控制原理,对基础资产实施强监管模式来建立资产池,尝试实现一种中小企业资产证券化的创新模式。
Asset - backed security has flexible risk management mechanism and lower financing cost, but sup- ply chain finance has a unique asset risk control mechanism. Considering that the underlying assets of SMEs can scarcely reach the standard of securitization, this study proposes an innovative model for SMEs＇ asset - backed seeu- ritization where the asset pool can be built with underlying assets under effective supervision, inspired by the risk control principles of supply chain finance under the supply chain circumstance.
出处
《广州大学学报（社会科学版）》
CSSCI
2014年第3期32-38,共7页
Journal of Guangzhou University:Social Science Edition
基金
教育部人文社科研究项目(12YJAZH013)
关键词
中小企业融资
供应链
资产证券化
信用风险
small and medium enterprises financing
supply chain finance
asset- backed securitization
credit risk
