摘要
金融危机以来,金融消费者保护和行为监管受到重视和加强,成为国际金融监管改革的重要内容,各方对金融消费者保护的研究也日益增多。本文主要从行为监管的有关理论和金融消费者保护的框架视角,结合危机后国际上金融消费者保护和行为监管的改革与发展情况,提出对我国的启示与借鉴。
Since the financial crisis, financial consumer protection and behavioral supervision have received more attention and been strength-ened, which also become an important part of the international financial regulatory reform. Researches on financial consumer protection have also increased. From the framework and perspective of theories regarding behavioral supervision and financial consumer protection, the article refers to the reform and development of financial consumer protection and behavioral supervision all over the world since the crisis, and then proposes the implications and references for China.
出处
《上海金融》
CSSCI
北大核心
2014年第4期71-77,118,共7页
Shanghai Finance
关键词
金融消费权益保护
行为监管
审慎监管
“双峰”模式
Financial Consumer Protection
Behavioral Supervision
Prudential Supervision
'Twin-peak' Model