摘要
文章首先阐述了创新小微企业金融服务的战略意义,其次分析了作为小微企业主要金融服务供应方的民生银行对小微企业金融服务的现状及面临的问题,最后提出了为金融机构小微战略的持续健康推进,必须整合政府职能的发挥、企业自身的完善以及金融机构积极的在小微企业金融服务方面创新的对策,力求探索小微企业金融服务创新之路。
This paper analyzes the strategic significance of innovative financial services to small and micro enterprises, and elaborates the current situation and issues of Minsheng Bank as the major supply of financial services to small and micro enterprises. Finally, the author proposes that in order to provide better service, the function of government, the self-improvement of enterprises and the innovative strategies of financial services to the enterprises on part of the financial institutions shall be involved so that more innovative measures can be taken.
出处
《重庆三峡学院学报》
2014年第2期41-44,共4页
Journal of Chongqing Three Gorges University
关键词
民生银行
小微企业
金融服务
创新
Minsheng Bank
small and micro enterprise
financial service
innovation
