摘要
近些年来,发展低碳经济已经成为包括我国在内的世界各国(地区)寻求持续发展的重要战略选择,在这一背景下,对环境不利的劣质信贷使得商业银行面临的信贷风险、声誉风险和诉讼风险急剧增加,为了规避这些风险,实现经营战略转型和提高竞争力,国际主流商业银行纷纷开发有利于低碳经济发展的金融业务和金融产品,从而促使碳金融业务成为国际金融领域内又一新的竞争热点。因此,我国商业银行应树立可持续发展理念,培养专业人才,政府应加大政策激励与扶持力度,打造发达的碳交易市场和中介服务机构,以促进我国商业银行碳金融业务的快速发展。
In recent years, developing low-carbon economy has become an important strategic choice for all the countries and regions, including China, to seek sustainable development. In this context, due to inferior credits unfavorable to the banking milieu, the risks of credit, reputation and lawsuit confronting commercial banks have increased dramatically. To evade such risks so as to achieve their strategic transformation and to enhance their competitiveness, international main commercial banks have developed one after another their financial services and products favorable to low-economy development, thus making carbon finance become another new hot competition in international finance. Therefore, China＇ s commercial banks should establish the concept of sustainable development and train professionals while our government should increase more policy incentives and supports in building a well-developed carbon trading market and intermediary service agencies so as to accelerate the development of car- bon finance business of commercial banks in our country.
出处
《海南师范大学学报（社会科学版）》
2013年第12期117-121,共5页
Journal of Hainan Normal University(Social Sciences)
关键词
低碳经济
商业银行
风险控制
low-carbon economy
commercial banks
risk control
