摘要
考虑到中小型企业在融资方面遇到的巨大困难,将物流业和金融业结合起来,形成物流融资的新概念。文章根据我国物流业的发展状况将中小型企业物流融资划分为三种基本模式,分别对中小型企业物流融资三种基本模式的运作流程和特征做了主要的说明;并分析了目前物流融资模式中,中小型企业、银行或金融机构和第三方物流企业所承担的风险;最后得出了能够降低风险的物流融资新方式。
Considering the enormous difficulties in financing SMEs, combine the logistics and financial, and form the new concept of logistics finance, then combined cash and logistics effective, to provide customers multiple services such as financing and settlement. The paper proposes the basic model of SMEs logistics financing, such as direct financing pattern, the intermediary financing mode and coinsurance financing mode; respectively to three modes of operation process and characteristics of main instructions; and analysis the risk of the current logistics financing model, SMEs, bank or financial institution and the third party logistics enterprise; finally it is concluded that the new way can reduce the risk of logistics finance.
出处
《物流科技》
2014年第2期59-61,共3页
Logistics Sci-Tech
关键词
物流融资
融资模式
风险
the logistics financing
financing pattern
risk
