摘要
经济发展离不开金融支持。研究资源型经济转型视角下的山西农村民营经济发展的问题,就必然要分析山西农村金融体系的现状。运用多层抽样的方法对山西农村民营经济组织的融资情况进行了抽样问卷调查,然后通过Logit模型和Probit模型对抽样调查结果进行深入的实证研究。最后得出结论:山西农村金融体系在促进山西农村民营经济发展上作用乏力;创新不足、产品单一以及农村金融供给与需求错位,已成为制约山西农村民营经济快速发展的重要因素。
The economic development is inseparable from the financial support. It is necessary to make an anal- ysis of the current situation of the rural financial system in Shanxi province, so as to study the development of rural private economy in Shanxi province from the perspective of resource -based economic transition. The thesis makes sampling questionnaire surveys on the financing of rural private economic organizations in Shanxi Province in the method of multi - layer sampling, and then makes in - depth empirical study on sampling results by Logit model and Probit model. The thesis concludes that the rural financial system in Shanxi paly a small role in promoting the development of rural private economy, and lack of innovation, single products and big gap between the rural finan- cial supply and financing demand have become restraining factors for the rapid development of rural private economy in Shanxi.
出处
《经济问题》
CSSCI
北大核心
2014年第1期98-101,114,共5页
On Economic Problems
基金
山西省高等学校哲学社会科学研究资助项目(2011316)
山西省软科学研究资助项目(2012041051-01)的阶段性成果
关键词
资源型经济
经济转型
农村金融
农村民营经济
信贷约束
resource - based economy
economic transition
rural finance
rural private economy
credit con-straint
