摘要
增加农村居民财产性收入,有利于缩小城乡收入差距和社会主义新农村建设。本文基于协整分析及格兰杰因果检验,利用VAR模型的脉冲响应函数,对中国1993-2011年农村金融发展与居民财产性收入的关系作出实证研究。结果表明,农村金融发展规模、金融发展效率和金融发展结构都是居民财产性收入的格兰杰原因,其中农村金融发展规模,能够促进居民财产性收入的提高;而农村金融发展结构和发展效率,对居民财产性收入的提高却具有抑制作用。因此,合理分布农村金融机构,丰富投资理财产品,提高居民金融认知度,转化储蓄为资本资源,才能有效提高农村居民财产性收入。
Increasing rural residents＇ property income is beneficial to narrow the income gap be- tween urban and rural areas and build new socialist countryside. This paper, based on the co-integration analysis and Granger causality test, using impulse response function of VAR model, makes an empirical research of the relationship between China rural financial development and the resi- dents~ property income from 1993 to 2011. Research shows that rural financial development scale, financial efficiency and financial structure are the Granger reasons of residents＂ property income, and the rural finaneial development scale can promote the improvement of residents＇ property income while rural financial structure and development efficiency have an inhibitory effect on it. Therefore, only reasonably arranging rural financial institutions, enriching investment financial products, raising the residents＇ financial awareness and converting savings into capital resources, can effectively im- prove the rural residents＇ property income.
出处
《现代财经（天津财经大学学报）》
CSSCI
北大核心
2013年第11期45-51,61,共8页
Modern Finance and Economics：Journal of Tianjin University of Finance and Economics
基金
天津市哲学社会科学研究规划项目(TJLJ12-009)
天津财经大学2012年度研究生创新基金项目(2012TCY003)
