摘要
政府的金融管制、市场竞争的外部制约以及金融主体逐利性的本能是银信合作产生的制度成因。当前,我国银信合作中存在的"银强信弱"现状,不仅蕴含着风险,也对现行信贷政策造成了冲击。本文认为,信托公司法律地位的异化是造成当前"银强信弱"的深层次原因。因此,我国应强化信托公司资产管理职能,回归信托公司的本源业务。
The Government financial regulation,exterior restriction of market competition and the instinct of profit-driven in financial institutions are the systematic cause of Bank-Trust cooperation.The bank is stronger than trust company is the status quo in the current Bank-Trust cooperation.Not only it contains risk,but also results in the impact of our exiting credit policy.The dissimilation of legal status of trust company caused the current situation of the bank is stronger than the trust company.Therefor,Chinese government should reinforcement the asset management function of trust company,as well as regression the origin business.
出处
《行政与法》
2013年第6期124-128,F0003,共6页
Administration and Law
基金
2012年上海地方高校大文科学术新人培育计划的阶段性成果
项目编号:HZ-S2012020
关键词
银信合作
信托公司
法律地位
异化
bank-trust cooperation
trust company
legal status
dissimilation
