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第三方支付行业市场准入:现实依据、问题透视及改进路径 被引量:2

Third-party Payment Industry Market Access :Reality Basis,Problems and Improvement Paths
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摘要 本文从支付系统风险、社会影响、信息不对称等方面考察了第三方支付行业推行市场准入制度的现实依据,指出目前我国第三方支付行业实施市场准入的制度设计存在较多问题,必须完善制度、改进路径,明确利益平衡原则、控权原则和促进原则,同时促进外资市场准入制度的发展,优化规定,创新相关制度,强化可操作性。 The paper examines the reality basis of market access system in third-party payment industry, from the risk of payment system, social influence, information asymmetry, etc. It also points out that the third-party payment market access system design exist many defects at present, and the existing mechanism is not scientific. So it has to optimize the institutional improvemen! path, and clarify the benefit-balance principle, acquisition of control and committed to promotion. At the same time, it must set up and consummate the rules of market access system for foreign capital, innovate relevant regulations, and strengthen the maneuverability.
作者 马永保
机构地区 安徽大学法学院
出处 《南方金融》 北大核心 2013年第9期42-47,20,共7页 South China Finance
关键词 第三方支付 市场准入 指导原则 改进路径 Third-partyPayment Market Access Guiding Principles Improvement Path
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