摘要
随着金融行业改革步伐的加快,其主要成员银行业的竞争日趋激烈,此时船舶产业成为各银行寻求的商机之一,但由于船舶产业快速发展,接单量不断增加,传统的融资担保模式已无法满足需求,于是出现了一种新型模式——在建船舶抵押模式,但由于这一模式尚不成熟,银行面临很大的信贷风险。研究发现,基于AHP与模糊数学理论的模糊综合评判模型的运用可有效控制此种风险。
With the speeding up of reform in financial industry, its main member the banking industry is becoming more competitive, so the shipping industry has become one of the business opportunities for Banks. But due to the rapid development of ship industry and its increasing order quantities, the traditional mode of financing guarantee has been unable to meet the demand, so a new model-the ship under construction mortgage has appeared. However, because this model is not mature, banks face great credit risks. Studies have found that the use of fuzzy comprehensive evaluation model based on AHP and fuzzy mathematic theory can effectively control such risks.
出处
《山东财政学院学报》
2013年第5期48-57,共10页
Journal of Shandong Finance Institute
关键词
AHP
模糊综合评判
在建船舶
银行信贷
风险控制
AHP
fuzzy comprehensive evaluation
ship under construction
credit of banks
risk control